If I am not mistaken OEM is the version that is installed when you
purchase a computer. I have been building my own and purchasing the
full version for every system for at least a decade. It might not be
the cheapest way out but who cares about money?
Not quite (unless it has changed with 7, and I haven't heard that that is the
case): you can buy OEM versions - quite legally - without buying a computer.
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